This website is owned and operated by Erika Balderas LLC (“Company,” “we,” or “us”).
This Disclaimer, together with our Terms of Use and Privacy Policy, governs your access to and use of erikabalderas.com and homesteadownerbuilderacademy.com, including any content, courses, functionality, and services offered on or through these sites (collectively, the “Website”), whether as a guest or a registered user.
Please read this Disclaimer carefully before using the Website. By accessing or using the Website, or by clicking to accept or agree to our Terms of Use when prompted, you accept and agree to be bound by this Disclaimer. If you do not agree to the Disclaimer or Privacy Policy, you must not access or use the Website.
FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY
The information provided on this Website and through any downloadable resources, videos, coaching sessions, or courses is for educational and informational purposes only.
Our goal is to equip and encourage individuals and families to pursue homeownership, faith-led financial management, and homestead-building confidence. However, the content is not intended as professional advice.
NOT PROFESSIONAL ADVICE
The information shared on this Website is not a substitute for advice from licensed professionals such as contractors, real estate agents, financial advisors, or legal experts who understand your personal situation.
While the Company’s owner and contributors share insights from professional and personal experience, the information provided should not be construed as specific financial, legal, or construction advice. You are encouraged to seek individualized professional guidance before taking action based on any information from this Website.
The Company shall not be held liable for any damages or losses resulting from reliance on the information or resources provided.
NO PROFESSIONAL-CLIENT RELATIONSHIP
Your use of this Website—including participation in any course, webinar, group coaching, or download of resources—does not create a professional-client relationship between you and the Company.
We may only enter into a professional relationship through a written agreement that clearly outlines the terms, scope, and fees. Simply using this Website does not establish such a relationship.
USER’S PERSONAL RESPONSIBILITY
By using this Website, you accept personal responsibility for your decisions, results, and actions. You agree to use judgment and conduct your own due diligence before implementing any information, strategy, or suggestion shared on this Website.
You acknowledge that your success depends on your personal efforts, resources, and other factors beyond the Company’s control.
NO GUARANTEES
We make no guarantees about the results of taking any action—whether recommended on this Website or not. Our resources, programs, and materials are designed to help you make informed, confident decisions about homeownership, financial stewardship, and building your homestead.
However, success ultimately depends on your effort, timing, commitment, and circumstances. Past results or testimonials do not guarantee similar outcomes.
ERRORS AND OMISSIONS
We make every effort to ensure the information on this Website is accurate and up to date, but errors may occur. You agree to verify any information obtained here before relying on it. The Company is not responsible for any inaccuracies or omissions.
REVIEWS AND AFFILIATE LINKS
At times, we may review or recommend products, services, or tools related to home building, finances, or faith-based living. Some of these may include affiliate links, which means we may receive a commission if you purchase through our link—at no additional cost to you.
We only promote resources we truly believe will benefit our community. However, you are encouraged to conduct your own research before making any purchase.
We will always disclose when a post or link includes an affiliate partnership.
NO ENDORSEMENTS
Any references to other businesses, experts, or resources are for your convenience and not an endorsement. It’s your responsibility to evaluate the accuracy and usefulness of any external content or advice.
TESTIMONIALS
Testimonials appearing on this Website are real stories shared by clients and students who have engaged with our programs or content. While their experiences are genuine, they do not guarantee that you will achieve the same results. Each person’s outcome depends on individual effort and circumstance.
EARNINGS DISCLAIMER
Every effort has been made to accurately represent our courses and their educational value. However, we do not guarantee that you will earn any specific income using the strategies or ideas shared.
Examples or success stories shown are exceptional results and should not be viewed as typical. Your results depend on factors such as experience, effort, consistency, and market conditions.
Running a home project or online business involves risk, and by using this Website, you agree that the Company is not responsible for your success or failure.
NO WARRANTIES
The Company makes no warranties about the performance, accuracy, or reliability of this Website or the information provided. All content is offered “as is” without warranties of any kind, express or implied, including those of merchantability or fitness for a particular purpose.
LIMITATION OF LIABILITY
To the fullest extent permitted by law, the Company and its employees, owners, or affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this Website, its programs, or resources.
If you are dissatisfied with any part of the Website or this Disclaimer, your sole remedy is to stop using the Website.
Contact Us:
If you have questions about this Disclaimer, please contact:
📩 support@erikabalderas.com
Last Updated: 10/28/2025